Charlotte, United States

Charlotte follows Eastern Standard Time (EST) at UTC−5 and EDT at UTC−4. It matches New York, Atlanta, and Miami on the clock.

At 9 AM in Charlotte, London is at 2 PM, Dubai at 6 PM, and Sydney at midnight. As the second-largest banking center in the United States, Charlotte’s financial institutions maintain constant connectivity with global markets.

Bank of America and other major financial players headquartered here manage trillions in assets that require real-time coordination with counterparties worldwide.